We know that when it comes to your children, there is nothing more important than their health.
With that in mind, H3’s cover for kids enables your child to get access to private medical specialists, diagnostic tests, facilities and treatment without unnecessary delay. Our low-cost cover for kids is the most comprehensive children’s policy in the UK, so you can enjoy the peace of mind that your child will be well looked after when they need help.
The great news is that you don’t even need to wait to be referred by your GP. You can just call us and we start progressing your child’s claim right away. Our local team will source the best specialists and book appointments for you to ensure that you don’t have the hassle of managing the claim yourself.
Our cover for kids also includes our unique Private Casualty cover. So when your child has a bump, cut or injury, they can be seen within minutes in the 5 star luxury surroundings of Kingsbridge Private Hospital, Belfast.
Treatment as a Day Patient or Inpatient
| Cover Benefit | Cover Provided | Summary of What This Covers |
|---|---|---|
| Hospital Fees | Full Cover | Operating theatres, dressings, accommodation & meals, etc. |
| Specialist/Consultant fees | Full Cover | surgeon, Anaesthetist and Physician fees |
| Diagnostic Tests | Full Cover | Tests and scans carried out whilst in hospital |
Treatment as an Outpatient
| Cover Benefit | Cover Provided | Summary of What This Covers |
|---|---|---|
| Specialist/Consultant Fees | £1,200 | Surgeon, Anaesthetist and Physician fees |
| MRI, PET, CT scans | Full Cover | MRI, PET, CT Scans are covered in full as an Outpatient |
| Diagnostic Tests | £1,200 | Tests such as ultrasounds, X-Rays and blood tests |
| Therapies | £1,200 | Physiotherapy, occupational therapy, osteopathy, etc |
| Policy Limit as an Outpatient | £1,200 | p to £1,200 per year for the above Outpatient treatment |
Additional Benefits
| Cover Benefit | Cover Provided | Summary of What This Covers |
|---|---|---|
| Parental Accommodation | Up to age 16 | 1 parent in the same hospital/nearby hotel |
| Pregnancy Complications | A range of pregnancy related complications | |
| Home Nursing | £3,000 | Following authorised Inpatient/Day Patient treatment |
| NHS Cash Benefit | £50 per day (£1,000 limit) | Paid if you have elected to be treated for free on NHS |
| Same-Day Specialist Referral Service | Telephone/face-to-face triage service to avoid delays | |
| Private Casualty for Minor Injuries | Private treatment for a range of minor injuries |
Cancer Treatment
| Cover Benefit | Cover Provided |
|---|---|
| Hospital Fees | |
| Specialist/Consultant Fees | |
| Diagnostic Tests | |
| Radiotherapy/Chemotherapy | |
| Private Drugs | |
| Residential Palliative Care | |
| NHS Oncology Cash Benefit | £150 for each Oncology Treatment (max. of £3,500 per year) |