What’s covered

Cover Benefit H3 Premier H3 Priority H3 Rapid Treatment
Treatment as a day-patient or inpatient
Hospital Fees Full Cover Full Cover Full Cover
Specialist/Consultant fees Full Cover Full Cover Full Cover
Diagnostic Tests Full Cover Full Cover Full Cover
Psychiatric Treatment 30 Days Per Year 30 Days Per Year 30 Days Per Year
Treatment as an Outpatient
Specialist/Consultant Fees Full Cover £1,200 Full cover for Outpatient consultations, diagnositc tests & therapies following within 3 months & directly related to eligible inpatient or day-patient treatment
MRI, PET, CT scans Full Cover Full Cover
Diagnostic Tests Full Cover £1,200
Therapies Full Cover £1,200
Psychiatric Treatment £1,000 £1,000 Not Covered
Policy Limit as an Outpatient Full Cover £1,200 As per above
Additional Benefits
Parental Accommodation Up to age 16 Up to age 16 Up to age 16
Pregnancy Complications Full Cover Full Cover Full Cover
Home Nursing Full Cover £3,000 £3,000
NHS Cash Benefit £50 per day (£1,000 limit) £50 per day (£1,000 limit) £50 per day (£1,000 limit)
Same-Day Specialist Referral Service Full Cover Full Cover Not Covered
Private Casualty for Minor Injuries Full Cover Full Cover Full Cover
Cancer Treatment
Hospital Fees Full Cover Full Cover Full Cover
Specialist/Consultant Fees Full Cover Full Cover Full Cover for Outpatient
consultations, diagnostic
tests & therapies following
within 3 months & directly
related to eligible inpatient
or day-patient treatment
Diagnostic Tests Full Cover Full Cover
Therapies Full Cover Full Cover
Private Drugs Full Cover Full Cover
Pallative & End Stage Treatment Full Cover Full Cover Not Covered
Hospice/Cash Benefit £50 per day (£1,000 limit) £50 per day (£1,000 limit) £50 per day (£1,000 limit)